Are you looking for the Best Columbia, SC car dealerships for auto financing?
If you are looking to buy new or quality used cars but do not know how to find Columbia SC car dealerships for car sales and auto financing, you are in luck!
I have prepared the following article for you to help guide you to find the best car dealerships in Columbia and West Columbia, SC that offers test drives and an excellent service department to all their customers.
After today you will never have problems finding car dealerships that will not only offer you amazing deals but also has the best finance options in the area.
If you would like some Tip on how to beat the car dealerships finance office so that you can get the best deal, be sure to watch the following video:
How To Find Columbia, SC Car Dealerships with the Best Auto Finance Options
If you get a new car, you will be excited and forget to be wise when choosing a good business. Well, you do not have to be pressured at all. All you have to do is decide the type of car you want, set your budget and find a reliable car dealer near you. These are useful tips for choosing the best dealer in your area:
Make a list of all the Car Dealers in your area
You will need your old Yellow Pages or, if you prefer to do it online, visit Craiglist.com. Get contact information and even directions so you will not find it difficult to find this place if you decide to ask more questions about car rental deals.
Try something new
The fact that you like the make and model of a vehicle you have now or in the past does not mean you should limit your search. Give yourself the freedom to meet other manufacturers. Visit some car dealerships and take different models to drive. It may surprise you to discover that you like something you had never imagined years ago.
Ask your friends for recommendations
You may know someone who has transacted with auto dealers in your area. The first-hand experience with trusted people is one of the best qualifications you can get for a particular business. Who knows, you might even get a big discount if you’re dealing with a friend of a friend.
Do not be shy if you ask people who you know what they think about their vehicles. Ask them specific questions, such as what their favorite trait is. Ask about the disappointment with the vehicle or the type of repairs to be made.
Discuss the dealerships you have worked with and see what they have to say about these experiences. Most people are eager to talk about their own experiences and are happy to make their recommendations or other comments.
Check out the websites of several car dealers to see what they offer. Compare financing options and the number of brands and models available. If possible, read the opinions of people who have previously worked with the distributor to find out what they have to say about the sales process and the tracking service and support. See if the merchants you are interested in are active on social media and what kind of things they publish online.
Remember, choosing the right dealer is not just about finding a great vehicle. It is also important to choose a location to solve problems that may occur in the months after purchase. Choose a place with a positive reputation and a proven track record of satisfied customers.
Compare your price offers
You can go to the showroom or just ask by phone. Determine which appointments are practical and reasonable enough.
Check the list of cars they have
You can consult your showroom or consult its website if this is the case. Ask if you need to pay additional fees if you request a specific type of vehicle with which you must still contact the manufacturer. Usually, you do not pay for it, but it’s good to know if the deal is honest or makes you pay for it.
Pay them a casual visit
One of the best ways to get control of a dealer is to stop without warning. Observe how sellers treat you and how well you deal with the person who helps you. Do not let yourself be pressured into making commitments during a visit. Instead, use this time to compare foreground models, make one or two test units, and see how people interact with customers.
Watch out for Illegal Car Dealerships
Check with the relevant legal car agencies to see that the dealership you have chosen has adhered to the legal requirements. In particular, if you believe that the offers you offer are too good to be true, you should be able to resist if you are not aware of the risks involved in the transaction.
Unregistered merchants can offer you the best deals, but the truth is that they are stealing the security measures associated with legal agreements. It is very uncomfortable for you to buy a poorly maintained car or parts of it.
Finance Options All The Best Car Dealerships Offer
The best financing for automobiles can be obtained from your local bank or credit union. Your rate is lower than financing your car directly by the dealer or the manufacturer. As a general rule, most banks finance a new car at a lower interest rate and for a longer period of time. Used cars, that is, models that are two years old or older, are usually only financed for 36 to 48 months and one percentage point higher.
There are some things you should think about before financing your vehicle through a dealer. First, make sure that the financing offered by the dealer is the best available financing you can get. In other words, make sure you have all other options activated. Then, pay attention to all the extras that are included in the purchase of your vehicle.
The dealer or manufacturer is already interested in financing the vehicle for you. Turn some of these extras into gifts because you have decided to finance them. Do not let the seller convince you that you are getting a high discount on factory discounts.
These discounts go directly to the distributor, so they already receive that money. Get an additional discount on your purchase, as it will be reimbursed later in the financing.
In House Financing
This is when the car dealership not only sells a vehicle directly but also acts as a financier. You drive your new car home and send your payments back to the dealer, which also means that you eliminate the middleman.
And best of all, if you make your payments on time, many of these operators will report they’re good behavior to credit agencies, which will increase your credit rating. Therefore, you can use certain cash financing concessionaires as an instrument to increase your credit, as needed.
However, keep in mind that not all dealership will pass their clients to credit agencies when they choose to finance. So, if it is important for you to improve your credit rating, find out before choosing a distributor.
On-site financing grantees may act differently. So try to know the different companies.
In general, you can find out on the merchant’s website whether or not merchants report the actions of their customers to the credit bureaus. Or you can call them and ask them directly.
If it is important for you to increase your credit rating, it is important to make sure that your instant merchant reports your timely payments to the credit bureaus. Otherwise, you could waste your time and money.
Car Financing through a Friend or Relative
This is a very personal type of car loan because you are dealing with someone with whom you have close relationships. Mainly, your friend or relative can act as a guarantor of regular loans.
However, if your line of credit is not cheap, you can ask your friend to make payments while making flexible and staggered payments. With this type of financing, you can give up the necessary documents and credit checks and even seal the deal by taking the word of others.
Unfortunately, it is easy to lose confidence and credibility when it comes to money. Be sure to keep your commitment to this family member or friend.
Bank and Credit Card Financing
The financing of automobiles by banks or credit companies with this type of financing guarantees stability and reliability. Banks and credit card companies are the most reliable and established lenders, making it easier to deal with them. They also have very competitive interest rates and offer additional services, such as adding a home equity loan to your existing car loan.
On the other hand, financing a car from a bank or a credit company through used car dealers that choose buyers from Columbia SC can require a lot of paperwork and credit checks, and this frequently. Take some time to configure them.
Car Financing through Online Financial Companies
This type of financing is usually fast and convenient with very low interest rates. This may seem extremely beneficial, but the disadvantages can be very catastrophic for your finances.
When you conduct transactions online, you can not guarantee that you will transact with a legitimate entity. They could be deceived and cheated. Keep in mind that some used car dealerships in Columbia SC do not accept financing from online financial companies.
Top 10 Columbia SC Car Dealerships with the Best Financing Options
1. Car Max
Address: 555 Jamil Rd, Columbia, SC 29210
Phone: (803) 750-0856
2. Global Automotive
Address: 5001 Two Notch Road, Columbia, SC 29204
Phone: (803) 754-5568
3. Japan Direct Motors
Address: 185 Old Dutch Fork Rd, Irmo, SC 29063
Phone: (803) 622-8962
4. Dick Dyer & Associates
Address: 5825 Two Notch Rd, Columbia, SC 29223, USA
Phone: (803) 786-8888
5. Jim Hudson Toyota
Address: 970 Columbiana Dr, Irmo, SC 29063
Phone: (803) 407-5678
6. DriveTime Used Cars
Address: 178 Greystone Blvd, Columbia, SC 29210
7. Philips Auto Tech
Address: 3137 Two Notch Rd, Columbia, SC 29204, USA
Phone: (803) 786-1135
8. Galeana Kia
Address: 180 Greystone Blvd, Columbia, SC 29210
Phone: (803) 779-7300
9. JT’s Dodgeland and FIAT of Columbia
Address: 190 Greystone Blvd, Columbia, SC 29210, USA
Phone: (803) 832-1255
10. LDVD Auto Sales
Address: 10840 Two Notch Rd, Elgin, SC 29045
Phone: (803) 549-6512
If you are still in need of more information on how to find car dealerships with the best finance options and car sales in your area, try and take some time to read the following related articles.